If you have tangible assets, you need the protection of a homeowners policy.
These policies cover you in a home or apartment, whether you are an owner or a
renter. A well-written homeowners policy will pay to replace any of your
personal property that is destroyed in a fire or other disaster. The policy will also
be your first line of defense against a lawsuit from someone injured at your home.
The cost of this coverage is determined by many rating factors. The quality of the
coverage, however, is determined by the quality of the insurer and whether the
policy is written on a named perils or all-risk basis. A named perils policy covers
only those losses specifically cited in the contract. The all-risk policy works the
opposite way --unless a peril is specifically excluded, coverage is provided. The
all-risk policy is broader and the burden of proof is on the carrier not you in the
event of a loss.
These policies cover you in a home or apartment, whether you are an owner or a
renter. A well-written homeowners policy will pay to replace any of your
personal property that is destroyed in a fire or other disaster. The policy will also
be your first line of defense against a lawsuit from someone injured at your home.
The cost of this coverage is determined by many rating factors. The quality of the
coverage, however, is determined by the quality of the insurer and whether the
policy is written on a named perils or all-risk basis. A named perils policy covers
only those losses specifically cited in the contract. The all-risk policy works the
opposite way --unless a peril is specifically excluded, coverage is provided. The
all-risk policy is broader and the burden of proof is on the carrier not you in the
event of a loss.
Personal Insurance
DF Insurance Agency's Personal Insurance products provide our customers with
protection for their homes, automobiles and personal possessions, along with
personal liability coverages.
How we serve you is as important as what we provide. First, we listen to you...
discuss your needs and answer your questions. Next, we look at both your
short-term and long-term objectives and help put your insurance and planning
needs in perspective.
DF Insurance Agency provides the following types of personal insurance
protection
protection for their homes, automobiles and personal possessions, along with
personal liability coverages.
How we serve you is as important as what we provide. First, we listen to you...
discuss your needs and answer your questions. Next, we look at both your
short-term and long-term objectives and help put your insurance and planning
needs in perspective.
DF Insurance Agency provides the following types of personal insurance
protection
- Homeowners
- Condo
- Renters
- Flood
- Dwelling Fire
- Personal Umbrella
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Homeowners
Condo
Your condo is probably the single most important investment you have. So you
want the best protection at a reasonable cost. With our policy, you will get broad
coverage for your condo and personal belongings...even your boat! And take
advantage of special safety discounts too.
For just pennies a day, get special protection for valuable items, electronics and
more. You can also combine your condo and auto insurance into one package
that can save dollars, while providing extra coverage.
want the best protection at a reasonable cost. With our policy, you will get broad
coverage for your condo and personal belongings...even your boat! And take
advantage of special safety discounts too.
For just pennies a day, get special protection for valuable items, electronics and
more. You can also combine your condo and auto insurance into one package
that can save dollars, while providing extra coverage.
Renters
As a renter, you need to protect your personal property against theft and damage.
Our renters insurance is hard to beat for convenience and value. Plus, we'll
assure you the peace of mind you need for your valuable items and electronics.
Our renters insurance is hard to beat for convenience and value. Plus, we'll
assure you the peace of mind you need for your valuable items and electronics.
Flood
Did you know that your homeowners insurance does not cover flood damage?
Insurance against flood must be separately obtained. A flood insurance policy
also reimburses you for the work you and other family members did to sandbag
your homes, move furniture and remove debris.
FEMA's maps are important when it comes to flood insurance because if they
show that your home sits in a 100-year flood plain, you must buy high-risk zone,
or if you no longer have a mortgage, flood insurance is optional.
Insurance against flood must be separately obtained. A flood insurance policy
also reimburses you for the work you and other family members did to sandbag
your homes, move furniture and remove debris.
FEMA's maps are important when it comes to flood insurance because if they
show that your home sits in a 100-year flood plain, you must buy high-risk zone,
or if you no longer have a mortgage, flood insurance is optional.
Dwelling Fire
We Help landlords relax. You can't be with your rental 24 hours a day, but
your insurance can. We understand the special challenges of protecting
both your property and your own liability.
Whether you have one rental or several, you can't leave the responsibility
for your assets in the hands of your renters. Your need to feel confident
that all you've worked for is not at risk. We have programs that will give
you that peace of mind.
your insurance can. We understand the special challenges of protecting
both your property and your own liability.
Whether you have one rental or several, you can't leave the responsibility
for your assets in the hands of your renters. Your need to feel confident
that all you've worked for is not at risk. We have programs that will give
you that peace of mind.
Personal Umbrella
You don't have to be a millionaire to be sued like one. Million-dollar judgments
against individuals for negligence are still relatively rare. However, receiving a
lawsuit with a million-dollar demand is more common. If you receive such a court
summons and you have only $100,000 of coverage, you may lose a lot of sleep.
Umbrella policies offer inexpensive "peace of mind" for most types of negligence
claims. Automobile accidents are probably the most common source of serious
claims. This policy supplements your basic automobile liability with extra
million-dollar layers of protection. It also covers other types of catastrophic claims
such as a neighbor's child drowning in your pool or the delivery man being
seriously injured by falling over your child's toys.
against individuals for negligence are still relatively rare. However, receiving a
lawsuit with a million-dollar demand is more common. If you receive such a court
summons and you have only $100,000 of coverage, you may lose a lot of sleep.
Umbrella policies offer inexpensive "peace of mind" for most types of negligence
claims. Automobile accidents are probably the most common source of serious
claims. This policy supplements your basic automobile liability with extra
million-dollar layers of protection. It also covers other types of catastrophic claims
such as a neighbor's child drowning in your pool or the delivery man being
seriously injured by falling over your child's toys.
Get A Free Insurance Quote
For information or quotes on any of the above insurance products please
complete the form below and an insurance representative will contact within
24 hours to help you with your insurance needs
complete the form below and an insurance representative will contact within
24 hours to help you with your insurance needs
C 2007 DF Insurance Agency
I have been very pleased with my service and the insurance. Enough so that
I have recommended him to friends and family. Many of whom also moved
their insurance to Dale (DF Insurance Agency).
Susan Ferrand
Greenwood, Indiana
I have recommended him to friends and family. Many of whom also moved
their insurance to Dale (DF Insurance Agency).
Susan Ferrand
Greenwood, Indiana
I was very pleased with Dales services and
would refer this company to all my friends.
Thanks Suzanne Rubadue.
would refer this company to all my friends.
Thanks Suzanne Rubadue.
