How Long Will My Life Insurance Application Take?
Posted: March 7, 2020
How Long Will My Life Insurance Application Take?Applying for life insurance may seem like a daunting process, but knowing what to expect can make it simpler and easier for you. Depending on a variety of factors, the underwriting approval process can take anywhere from a few days to a few months or longer. The following are the basic steps you can expect with a life insurance application process. Gather Up The Necessary...
7 Most Common Driving Hazards & How To Avoid Them
Posted: March 1, 2020
7 Most Common Driving Hazards & How To Avoid ThemIt can be hazardous to set out on the roadways today. Heavy traffic, dangerous driving behaviors, and other factors can turn our streets and highways into an obstacle course for motorists. The following are some of the most common driving hazards and what you can do to avoid them. Congested Traffic Traffic jams and congestion can lead to accidents. When you are driving in heavy...
Can I Designate Someone Other Than A Family Member As My Beneficiary?
Posted: February 22, 2020
Can I Designate Someone Other Than A Family Member As My Beneficiary?Although many people name family members as beneficiaries on their life insurance policies, it is certainly not a requirement. There are almost no rules restricting who you can choose, and you can change your beneficiary at any time (for example, after a divorce). The only universal restriction for life insurance beneficiaries is age. You cannot name a minor as your beneficiary. To provide a person...
What Insurance Do I Need To Rent Out My Home On Airbnb?
Posted: February 16, 2020
What Insurance Do I Need To Rent Out My Home On Airbnb?Airbnb provides up to $1 million in liability insurance to protect its hosts against third-party claims for personal injury or property damage, as stated by the company. However, this coverage is limited to certain types of liability and is subject to certain conditions, limitations, and exclusions. Your homeowners insurance or renters insurance may not provide the additional coverage you need. Our knowledgeable agent will be...
Understanding The Main Life Insurance Classifications
Posted: February 7, 2020
Understanding The Main Life Insurance ClassificationsLife insurance companies use a system of classification to determine an individual’s state of health, based on a series of factors pertaining to that person. Your classification can affect how much life insurance coverage you can get at each price point. Healthy people get more favorable classifications and lower rates. If you have health issues, that will be reflected in your life insurance premiums. The...