Is It Ever Too Late To Get Life Insurance?
Posted: October 7, 2020
Is It Ever Too Late To Get Life Insurance?Strictly speaking, it is never too late to buy life insurance. However, the longer you wait to purchase a policy, the higher your premiums and the more limited your options. If you wait too long, you may have to settle for a policy that is less than you want at higher rates. Why Buy Life Insurance Early? The younger you are when you buy life...
Beginner’s Guide To Renters Insurance
Posted: October 1, 2020
Beginner’s Guide To Renters InsuranceLandlords carry commercial property insurance to protect them from loss in case of a covered disaster, such as a fire or explosion. But this coverage protects only the building structure and the landlord, not your belongings when you are renting a house, apartment, or condo. Renters insurance can help replace your personal items lost in a disaster. What Does Renters Insurance Cover? Named Perils The...
What Happens To My Life Insurance If I Am In A Coma?
Posted: September 22, 2020
What Happens To My Life Insurance If I Am In A Coma?A coma is a state of extended unconsciousness due to inefficient brain function. This unresponsive state can be caused by a traumatic blow to the head, oxygen deprivation from choking or drowning, severe infection, exposure to toxins, or extremely high blood sugar. Under most circumstances, life insurance policies do not pay out as long as the policyholder remains alive. If you are in a coma...
How To Prepare Your Home For Fall
Posted: September 16, 2020
How To Prepare Your Home For FallWhen the thermometer begins to drop and temperatures get cooler, it’s time to start thinking about getting ready for autumn. The weather can be unpredictable, and it’s best to get a head start on seasonal chores so you are not caught unprepared. The following general “to-do list” can help you prepare your home for fall. Check for drafts: Reduce your heating bills and stay warmer...
What Life Insurance Policy Is Best For Me?
Posted: September 7, 2020
What Life Insurance Policy Is Best For Me?If you have a family depending on you, it is more important now than ever to have life insurance. There are many factors to consider when shopping for a policy. Our friendly agent can help you get the best quote on life insurance that suits your family’s needs. What Are The Major Types Of Life Insurance? The two major types of life insurance are term...